Mercury Plans Pricing
Mercury sells three product tiers - Mercury (free), Mercury Plus, and Mercury Pro. Tier pricing is monthly, with annual billing offering a discount. The API itself is included on every tier, but invoicing-API call volume and active-user counts for expense reimbursements scale with the tier. Mass-payments-by-API and other higher-volume workflows require a paid plan.
Plans
Free banking tier. No monthly fee, no minimum balance. Includes core checking/savings, basic payments, basic invoicing, and free expense reimbursements for up to 5 active users monthly. API access is included for reads and basic writes.
- Checking and Savings Accounts
- Free Domestic ACH and Wires (Limits Apply)
- Basic Invoicing
- Read API Access
- 1099 Tax Forms
$35/month ($29.17/month annual). Adds recurring invoices, ACH invoice payments ($1 per payment), an invoicing API capped at 500 invoices created per month, up to 20 active users for expense reimbursements, and 6 months of free Xero access.
- Recurring Invoices
- Invoicing API (500/Month)
- ACH Invoice Payments ($1/payment)
- 6 Months Free Xero
- Up to 20 Active Reimbursement Users
$350/month ($291.67/month annual). Everything in Plus, plus a dedicated relationship manager, free ACH invoice payments, unlimited invoicing API, up to 250 active users for reimbursements, and NetSuite enriched automations.
- Dedicated Relationship Manager
- Free ACH Invoice Payments
- Unlimited Invoicing API
- NetSuite Enriched Automations
- Up to 250 Active Reimbursement Users