Mercado Pago Plans Pricing
Commercial model for the Mercado Pago API surface. Mercado Pago does not meter its APIs on a per-request basis — pricing is transaction-based and set per market, per product, per payment method, and per settlement window (immediate, daily, 14-day, 30-day). API access itself is free; the merchant pays per successfully processed transaction. The published Brazilian rates below are representative scaffold values; reconcile per market and per acquiring contract.
Mercado Pago Plans Pricing is the machine-readable pricing-plan profile for Mercado Pago on the APIs.io network, conforming to the API Commons Plans specification.
It defines 2 plans, covering free and usage tiers, with named plans including Developer Access, Transaction Pricing (Brazil reference).
Tagged areas include Payments, Checkout, Subscriptions, POS, and QR.
Plans
Free, self-serve access to the Mercado Pago APIs, sandbox, SDKs, CLI, and MCP server. No monthly API fee. Merchant pays only per processed transaction.
Representative per-transaction commissions for Brazil (MLB). Mercado Pago publishes country-specific rate cards; the published headline rates as of 2026 are summarised below. Reconcile against `https://www.mercadopago.com.br/custos-de-vender/precos-cobrar` for live pricing.