Kin Plans Pricing
Kin Insurance operates as a direct-to-consumer home insurance provider. Unlike SaaS API platforms with tiered subscription plans, Kin offers insurance policies priced individually based on property-specific risk factors. Premiums are calculated using thousands of property data points including location, construction type, roof age, proximity to coast, and claims history. Kin does not publish a public developer API with subscription tiers; pricing is determined per quote for each insured property.
Kin Plans Pricing is the machine-readable pricing-plan profile for Kin Insurance on the APIs.io network, conforming to the API Commons Plans specification.
It defines 4 plans, with named plans including Homeowners Insurance, Condo Insurance, Flood Insurance, Auto Insurance.
Tagged areas include Insurance, Home Insurance, InsureTech, Property Data, and Underwriting.
Plans
Standard homeowners insurance covering dwelling, personal property, liability, and additional living expenses. Available in Florida, Alabama, Arizona, Georgia, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, Texas, and Virginia.
Coverage for condo unit owners including personal property, liability, and improvements to the unit interior.
Private flood insurance as an alternative or supplement to NFIP policies, often with higher coverage limits and faster claims processing.
Auto insurance offering expanded from Kin's home insurance platform, leveraging the same data-driven underwriting approach.