Conekta Plans Pricing
Conekta uses pay-per-successful-charge pricing in MXN. There are no setup or monthly fees; rates are method-specific (cards, OXXO cash, SPEI transfer, BNPL). All quoted amounts exclude IVA (16% Mexican VAT).
Conekta Plans Pricing is the machine-readable pricing-plan profile for Conekta on the APIs.io network, conforming to the API Commons Plans specification.
It defines 5 plans, covering usage-based tiers, with named plans including Tarjetas — Estándar (Cards), Conekta Efectivo (OXXO), SPEI (Bank Transfer), Pago en plazos (BNPL), Meses Sin Intereses (MSI).
Tagged areas include Payments, Mexico, Cards, Cash, and OXXO.
Plans
Standard rate for Visa, Mastercard, and American Express debit and credit card transactions processed through the Conekta API or Checkout Component.
- PCI-DSS Level 1 tokenization
- 3D Secure 2 authentication
- Checkout Component or Direct API
- Antifraud whitelists and blacklists
- Webhook delivery and retries
OXXO cash voucher payments — the merchant generates a reference and the customer pays at any OXXO point of sale.
- Reference number with configurable expiration
- Voucher delivered via API and email
- Webhook notification on successful payment
SPEI interbank transfer payments via CLABE references — settle near real time during Banxico operating hours.
- CLABE reference number per order
- Settlement during Banxico hours
- Webhook on funds received
Buy Now Pay Later installment plans through partnered providers.
- Customer-facing installment plan
- Risk and underwriting handled by BNPL provider
Interest-free monthly installments on credit cards through participating issuers.
- Card issuer absorbs interest
- Merchant pays a higher per-transaction rate