Chime Plans Pricing
Chime offers consumer banking tiers with varying feature sets and API access. The platform operates on a model where banking is free for consumers; revenue is generated through interchange fees. Partner API access is available for fintech integrators and developers building on top of the Chime platform.
Chime Plans Pricing is the machine-readable pricing-plan profile for Chime on the APIs.io network, conforming to the API Commons Plans specification.
It defines 4 plans, with named plans including Chime (Free), Chime Plus, Chime Prime, Partner API Access.
Tagged areas include Fintech, Neobank, Banking, Checking Accounts, and Savings Accounts.
Plans
The core Chime account with no monthly fees, no minimum balance, and access to fee-free checking and savings accounts with SpotMe overdraft protection.
An enhanced tier offering 2% cash back on purchases with qualifying direct deposits.
Premium membership tier offering higher savings APY, cash back rewards, and enhanced overdraft coverage.
API access for fintech partners and developers integrating with the Chime platform. Enables read access to user accounts, transaction history, and balances, plus payment initiation. Access is granted on a partner basis; pricing is negotiated directly with Chime.