Bunq Plans Pricing
Bunq is a European neobank whose public API access is bundled with bunq personal and business accounts (Free, Core, Pro, Elite) rather than sold as a separate developer plan. The pricing page is served only as a downloadable PDF, so per-tier monthly fees are not enumerated here. Sandbox access is open and free; production API access requires a bunq account in the corresponding tier. PSD2 / Open Banking access for licensed third-party providers is available via a separate registration path. The rate ceilings on this artifact reflect the documented per-IP / per-endpoint API throttle, not a paid quota.
Plans
Free public sandbox environment for evaluating the bunq API. No bunq account required; sandbox users are auto-provisioned. Subject to the documented per-IP / per-endpoint throttle.
- Public Documentation
- Auto-provisioned Sandbox User
- Full API Surface (test data)
- Community Support
Entry-level personal account that includes API access against production once the user identifies. Pricing is published in the bunq pricing PDF.
- Production API Access
- Personal Account
Mid-tier personal account. API access bundled with the account; see bunq pricing PDF for monthly fee.
- Production API Access
- Multiple Sub-accounts
- Personal Card
Higher-tier personal account. API access bundled with the account; see bunq pricing PDF for monthly fee.
- Production API Access
- Travel Insurance
- Higher Withdrawal Limits
Premium personal account tier with full feature access. API access bundled with the account; see bunq pricing PDF for monthly fee.
- Production API Access
- Premium Insurance
- Metal Card
Business account family (Free / Core / Pro / Elite) for sole proprietors and SMEs. Includes production API access. See bunq business pricing PDF for monthly fees.
- Production API Access
- Business IBAN
- Multi-currency Support
Regulated PSD2 access for licensed AISP / PISP / CBPII third-party providers. Requires eIDAS QWAC / QSeal certificates and registration with bunq. Pricing is governed by the PSD2 framework (typically free of charge for regulated TPPs).
- Account Information Service (AIS)
- Payment Initiation Service (PIS)
- Confirmation of Funds (CBPII)
- eIDAS Certificate Authentication