Plans
Betterment offers tiered pricing for automated investing and financial planning services. Fees are assessed as either a flat monthly fee or an annual percentage of assets under management (AUM), depending on account balance thresholds. Professional advisory plans carry an additional management fee on top of the base digital plan rate.
Plans is the machine-readable pricing-plan profile for Betterment on the APIs.io network, conforming to the API Commons Plans specification.
It defines 4 plans, with named plans including Digital (Flat Fee), Digital (AUM-Based), Premium Advisory, Betterment at Work (401k).
Tagged areas include Robo-Advisor, Automated Investing, Financial Planning, Tax-Loss Harvesting, and Retirement Planning.
Plans
Entry-level automated investing with tax-loss harvesting, goal-based portfolio management, and access to all core Betterment investment features. Applies when the account balance is under $24,000 without a $200/month recurring deposit.
Standard AUM-based fee tier for accounts between $24,000 and $1,000,000 or accounts with $200+ monthly recurring deposits.
Full-service plan combining automated investing with unlimited access to Certified Financial Planners (CFPs). Requires a minimum of $100,000 in eligible Betterment investments.
Employer-sponsored 401(k) plan administration through the Betterment at Work product. Pricing is negotiated per employer based on plan size, number of participants, and features selected. Integrates with 350+ payroll providers.